Corporate Credit Manager at Absa Group – Dar es Salaam | Full-Time Opportunity
Job Title. Corporate Credit Manager
Company. Absa Group
Location . Dar es salaam, Tanzania
Job Type. Full time
Empowering Africa’s tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
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Job Summary
The Corporate Credit Manager is responsible for leading the corporate credit function by overseeing credit assessment, structuring, approval support, and ongoing monitoring of corporate banking clients. The role includes leading and coordinating a team of Credit Managers in the preparation and review of high-quality credit applications, ensuring sound risk management, regulatory compliance, and sustainable business growth.
Job Description
Credit Origination
Lead and manage a team of Credit Managers responsible for preparing comprehensive credit applications for corporate clients.
Assess and analyse credit requests with a view of providing solution to customers.
Interact with the client, gather deal requirements, financial statements, and other inputs for performing quality analysis and due diligence
Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products
Prepare credit applications for Corporate Banking customers for purpose of recommending to the Sanctioners.
Work with RM in obtaining all pre clearances like compliance clearance
Co-ordinate execution of other documentation and disbursement of facilities.
Analyse historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to discussing with Relationship Manager
Act as the joint contact for credit management purposes for Credit Teams
Attend customer meetings with the Relationship Managers if credit related issues are to be discussed/ need to be resolved
Ensure compliance of all internal and regulatory credit related policies
Liaise with Credit Team for limit approval/allocation in line with mandate and scale
Seek necessary approvals for excesses in the account.
Portfolio Monitoring
Monitor quality of the portfolio through tracking past dues and excess with strict compliance with conditional approvals.
Ensure timely submission of quality EW, RRCC and excess Reports.
Monitor Risk triggers, Covenants and other credit conditions and report appropriately.
Collate customer produced financial information.
Ensure borrowing clients are 100% KYC complaint.
Provide technical input and undertake research for Relationship Manager in connection with proposed security.
A proactive approach to identifying EW accounts – No sudden slippages into Business support and Recovery.
No movement of account to BSR without going through EW
Liaise with Credit on credit applications and other credit issues and ensure quick turnaround on queries.
Attend Relationship Team meetings and contribute fully, including suggestions for ways of improving client performance
Monitor and Control quality of portfolio using ‘Condition of Sanction’ triggers where possible. Discussing with Sanctioners deteriorating trends and trigger events if they give cause for concern and advising the Relationship Manager simultaneously.
Prepare timely stress tests wherever required
Prepare specific industry study wherever required.
Prepare Credit opinion reports wherever required.
Effective use of credit CCRS and Audit ready at any time
Risk and Controls Objectives
Manage risk and control effectively by applying applicable risk frameworks and embedding a positive risk culture
Understanding of own role in the end to end processes in which you play a part, including applicable risks and controls.
Adhere to Absa’s policies and procedures applicable to own role, demonstrating sound judgement and responsible risk management.
Report all risk events / incidents / issues using the defined process for your business area and help to understand why these happened and how to prevent them in future. Proactively look for ways to improve the control environment by considering what could go wrong in the processes you operate and how errors could be prevented.
Continuous and proactive engagement with regulatory bodies, unions where applicable
All mandatory training completed to deadline
Keep a vigil on the Portfolio Monitoring Reports/ Credit Monitoring processes & ensuring that procedures/Policies are complied with any deviations to be escalated to Unit Head/ Head Credit & Operational Risk Controls/Credit
Ensure to remain alert to the risk of money laundering and assist in the Banks efforts in combating it by adhering to the key principles in relation to: identifying our customer, knowing our customer, reporting suspicious transactions, safeguarding records and not disclosing suspicions to customers.
Regulatory and Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Absa Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
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Corporate Credit Manager at Absa Group – Dar es Salaam | Full-Time Opportunity
Reviewed by husseinchuse
on
Thursday, March 26, 2026
Rating:
Reviewed by husseinchuse
on
Thursday, March 26, 2026
Rating:
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