NMB Bank Jobs September 2017

Manager; Credit

Job Purpose
To oversee a team of Credit Analysts in assessment of credit proposals and deliver of a professional service to the business
units, by assessing and evaluating credit facilities.

Main Responsibilities

• Supervise Credit Analysts in submission of balanced credit opinions for approval of/decline of credit applications.
• Provide technical support to Credit Analysts including couching to improve quality of the credit proposals recommended for approval.
• Ensure the team observes SLA and without jeopardizing the quality of credit proposals.
• Provide direct professional credit assessment and evaluation of credit proposal, to counter-party credit risk falls within acceptable parameters and independently recommend appropriate credit proposal including terms.
• Identify, quantifies and evaluates sources of risks and where possible provide mitigations.
• Cross-examine information obtained to gain a thorough understanding of business parameters, which create profit as well as the associated risks.
• Be able to defend own judgement in a manner which does not negatively affect the business relationship.
• Utilize industry and market information available to identify and understand contextual threats to existing and potential clients.
• Build a smooth working relationship with business counterparty to improve quality of business proposals and turnaround time on credit evaluation.
• Share joint credit responsibility for business recommended.
• Detect and evaluates shifts or changes in key risk parameters in a business relationship or industry and evaluates the implications of such changes on continued business dealings.
• Manage performance of the Credit Analysts and provide support for performance improvement.

 
Attributes

• Excellent understanding of credit and associated risks
• Good interpersonal skills that have been proven in a Business or Credit environment.
• Knowledge of Bank Credit Products.
• Detailed knowledge of credit analysis techniques.
• Analytical and numerate.
• Communications and presentation skills.
• Negotiation skills.

Qualifications and Experience

• University Degree – Commerce/ Economics /Finance/Business or equivalent or higher.
• Proven experience in a Credit role at  senior management level gained within the Bank or other banks with at least 5 years’ work experience.
• Prior experience in MSME, Wholesale and Agribusiness will be an added advantage.
• Understanding of the various Industry Sectors (i.e. Government/Parastatals, manufacturing, wholesale, Agribusiness and retail.

CLICK HERE TO APPLY
Location: Head Office
Deadline:2017-09-26

TO APPLY CLICK HERE