NAFASI ZA KAZI ZA POSTAL BANK AFISA MIKOPO LOAN OFFICER

CREDIT OFFICER GROUP LENDING - DODOMA POSITION DESCRIPTION:

Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and highly organized Credit Officer– Group Lending (1 position ) to join the Retail and Business Banking team. The work station is Dodoma

R eporting Line: Branch Manager

Locations: Dodoma W ork Schedule:

As per TPB Staff regulations Division:

Branches Salary: Commensurate to the Job Advertised

Essen tial Du ties and R esponsibilities:

1. Achieve and maintain the following monthly performance targets:

At least 500 active clients; A portfolio outstanding of at least TZsh. 150 million.  A portfolio at Risk (PAR) above one day rate not exceeding 1% at all times.

2. Participate in the recovery of written off loans in accordance with TPB’s loan recovery guidelines.

3. Active mobilization, sensitization, formation and recruitment of economically active members into the groups as well as promoting a saving culture and savings mobilization in the groups.

4. Ensure timely loan repayments and security deposit collections in all groups.

5. Ensure that all clients’ loan repayments are accurately posted in the loan tracking system.

6. Ensure weekly/biweekly/monthly attendance of meetings by all group members through training and maintenance of attendance registers.

7. Ensure accurate and timely filing of all Group Loan documentation.

8. Ensure effective monitoring of loans through regular visits to clients and manage delinquency alarm signals by following up on problem clients.

9. Generate and instill solidarity group pressure in each group as the basis of Co-guarantor ship.

10. Liaise with the Credit Supervisor to ensure speedy payment of claims in event of death calamities. Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 as amended by Act No.

11 of 1992. TPB is a Bank that provides competitive financial services to our customers and creates value for our stakeholders through innovative products. TPB is a Bank, whose vision is “to be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services”. As part of effective organizational development and management of its human capital in an effective way, TPB commits itself towards attaining, retaining and developing the highly capable and qualified workforce for TPB betterment and the Nation at large.

11. Ensure that all the loan repayment collections are deposited to TPB’s bank account by the group officials within 12hours.

12. Ensure that all groups are constantly full through continuous mobilization and timely replacement of exited clients.

13. Cross sell other TPB’s products and services.

14. Attend any other duties as may be assigned by the Credit Supervisor.

Know ledge, Experience and Skills:

 Bachelor’s degree in business, Finance, Accounting, Economics or related discipline.

 Good knowledge of micro finance with significant experience in group loan lending and at least 2-5 years experience at a Loan Officer level.

 High level of integrity.

 Must be keen on details.

 Excellent communication and report writing skills.

 Ability to work under pressure and minimal supervision.

 Personable and able to relate to people at all levels

The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the subject heading) via e-mail to: recruitment@postalbank.co.tz. Applications via other methods will not be considered. Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job advertised and the location. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.

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